metadata: {"signature": "0x428432b3b8951d1cbab692af07b1738b3d2d47aaa9715e3edc894b50c3bd616819cb77c972768b6f8ff53d6c063a7a4629e7f30bc5c86e0b0c0fd45671c4c9a91b", "application": {"round": "0xc5262fc451a72f68f83563e30126d9c1d5d77659", "answers": [{"type": "email", "hidden": true, "question": "Email Address", "questionId": 0, "encryptedAnswer": {"ciphertext": "Lg2lYZYSzigxoBFchcko2PPX6sJ7t9jZSHhGPMQI32fGTfF+qOBTeFebu130kDZu", "encryptedSymmetricKey": "22e750a5a752c7516c58e4649ad90b2f4b631adc0ac0f8585e3c329aff43b596394add628e7d53763dbbc0bab41e260407607a3a5fae7d16e111ba0cc0b35dce9ebef7108c1f5279642cc1fa747380a3400d26f6a78f3a08b2eefc0f4d3840b42b9cb1d23cb7403d44cd58391ec54d2606b1ca827790423d246288217a81969d0000000000000020a2a01e9e8b472d9800391e5e520a41b4be8ee2df6ceca043e42424f90a425a2ffca0baa358bdc65e3c68253f948eecb2"}}, {"type": "paragraph", "answer": "At Utoken, we are bringing more utility to Web3 by merging traditional financial services with Web3 payment solutions. With Utoken, crypto natives can make bill payments (which include web2 services like airtime, insurance, and data subscriptions) using their crypto assets, leveraging a network of web2 service providers. \n\nBy embedding GLOUSD as a supported token for making bill payments, users can access the services available via the utoken interface while at the same time spreading the adoption of GLOUSD. \n\n## Market Potential\nThe current bill payment market stands at over 100 billion dollars. Capturing a smaller percentage of this market means Glo Dollar will be a step closer to achieving its objective of eliminating poverty through the use of the token. ", "hidden": false, "question": "How do you plan to embed philanthropy in your organization?", "questionId": 1}, {"type": "multiple-choice", "hidden": true, "question": "Do you commit to integrating Glo Dollar and/or holding at least $1000 Glo Dollar?", "questionId": 2, "encryptedAnswer": {"ciphertext": "UT4FPFas2gyAlTwV0PFhX7Zq+lgOgAjOu70IqXufTPU=", "encryptedSymmetricKey": "0d7daae6cb1ad9d349bf14dc9cbc87fd85267b4d29329b51bfde47b3271d4ff5a1d6eace46ed3781acd9d4f0cf9b21017bc58cc626b30926cc5d1e7d2a1cff20e59c90360c034df43b81f6b9590489fd3a84b7c5ebe821bdf4d0d68f891f29a9ffa0a918a151d1e4f9b9e640550e5600dc20e0a050892490d50f86c2751de12400000000000000204612087c79ce13f1160a09eaa94c5b16391432181bfe80cf34e38713271fe93bc999fb3116239c4646bb00b361e2d6a8"}}, {"type": "multiple-choice", "hidden": true, "question": "Do you want to opt-in to receiving bonus Glo Dollars from Glo Consortium members? (e.g. $50 when you do an intro call with Keyrock)", "questionId": 3, "encryptedAnswer": {"ciphertext": "4l3Y+ooD3IIeYdqDKR1d/fbooIWI9WdiauBJAXn9c+4=", "encryptedSymmetricKey": "0ced513b93d23be6ce1b76360c6f71b8010c613dc33f99d56e795b9f6e7ec26e62f2cf533e2fe5819c651844b30f820476b2b7b1328112732aaa3ba409a7a2a9dd112084fd9833c8dcf889200d45858cb6c66435d7af14ee5a7904d1753b8c8f932f500864e2040a69150573316da868f93978fea52f3cd37a066cedb7f9040d00000000000000209c15f89dec87054200a0ae181923a7a188da478d63669523cd8ba9c9d32e73d980735b3f9bc114d5328358ef596c40ac"}}], "project": {"id": "42161:0x73ab205af1476dc22104a6b8b3d4c273b58c6e27:488", "title": "Utoken", "logoImg": "bafkreihdoxs7gsfs5bz2v6wyzq35xjbjcbrgoiaan3bpy5zhjjezdh3nje", "metaPtr": {"pointer": "bafkreift4njvwidutnhdpv6opgmtugvvlqjxggun2b3j4ce4ut37xpvsqm", "protocol": "1"}, "website": "https://utoken.network", "bannerImg": "bafkreidnerrm6qcizs3fvf7x2ebtdqcxkzobg7b4vj7jqkecysnu7k4y2e", "createdAt": 1707416980042, "userGithub": "utokens", "credentials": {}, "description": "## Introduction\nThe adoption of cryptocurrency like USDC for payment for services and goods has shown us how stablecoins could potentially transform payments and cross-border remittances. While the underlying technology is very promising, the adoption rate is still very low, limited to trading and DeFi applications. With Utoken, we are merging traditional finance with blockchain technology to drive more adoption.\n\n## About Utoken\nThe utoken app brings more utilities to tokens, especially stablecoins in the Arbitrum and Uniswap ecosystems, by allowing users to make bill payments (data subscriptions) using their token. This is made possible through a network of web2 and web3 service providers.\n*The illustration shows how the platform integrates with both Uniswap and Arbitrum ecosystem.*\n![Utoken platform](https://gitgrantimages.s3.amazonaws.com/utoken+uniswap-arb.jpg)\nThe services available include:\n\n1. Data Subscription\n2. Airtime top-up\n3. Cable TV subscription\n4. Insurance\n5. Savings\n6. Utility\nMore services are to be included in the future.\n\n## Value for users in the Arbitrum/Uniswap ecosystem\n\n1. Instant bill payment (powered by Arbitrum One's fast transaction)\n2. No KYC\n3. No off-ramping stress\n4. Zero off-ramping fee\n5. More utility for users holding various assets\n*The illustration below shows the user flow for using the application.*\n![Utoken Flow](https://gitgrantimages.s3.amazonaws.com/utoken+uniswap-arb+app+flow.jpg)\n", "lastUpdated": 0, "projectGithub": "Utoken", "projectTwitter": "utoken_network"}, "recipient": "0x058436aEed7c915Fe6d30100C955aB1ead2634E3"}}